I Heart Debra!

Oh, my God! I am so grateful. My mom's ex-girlfriend, Debra, is so incredibly generous and wonderful. She is going to lend us the money we need for our down payment for our house and we are just going to pay her back in full when we get our tax returns. Since Obama signed that stimulus we are going to get an $8,000 tax credit for first time home buyers and we don't have to pay it back to the government.

Did I mention how grateful I am? I feel like a huge weight has been lifted from my shoulders. We are going to be able to buy our house after all. Everything is going to be okay. It is actually going to be better this way. Our interest rate is going to be 5.25% and our monthly payment is only going to be $1,019 including our homeowners insurance. It was going to be $1,125 before.

I was so worried, but Robbie knew we would get the money somehow and that everything would work out. I've been having panic attacks for the last two days, but Robbie has kept me calm and helped me through. I'm so glad that this is going to happen for us. We're going to have a beautiful baby this summer and we're going to be able to raise it in a beautiful house in a really safe neighborhood. I am so blessed.