Furious

So...I am fucking furious, but mostly scared. We got a call from our lender today. They told us that we make too much money to qualify for Utah Housing. Are you fucking kidding me!? Couldn't they have told us that, oh I don't know, when we applied for the loan? They could have, but they chose to tell us after we paid for the inspection and appraisal. Bastards.

Apparently the income limits vary from county to county. We were originally going to buy a house in Salt Lake County, but the one that we decided to buy is in Tooele County. We made the offer a month ago. That means that they have had the address in their file for a month. Why didn't they say something when we made the offer!?

Luckily our realtor is awesome and has made some calls. We talked to our loan officer after our realtor spoke with her. Apparently we only make $1,500 more a year than their income limit for Utah Housing between the two of us. That is such a small amount. Our loan officer is going to try to pull some strings to get the loan pushed through for us.

If the loan doesn't push through, we can still get the house, but we'll have to come up with $5,700 for a down payment by next week. Everything is up in the air right now and I am so stressed. Please send me and Robbie good vibes and wishes so that we can buy our dream house. Thanks to you all!